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Benefits

Coverage

Additional Features

  • You Can Apply Even if You Have Had Cancer

    As long as you haven't had internal cancer, leukemia, or melanoma within the past 5 years and you haven't had skin cancer in the past 3 years, you can apply for this coverage.
  • No Cancellation Because of Age or Claims

    You cannot be canceled due to your age, health or number of claims. You can be canceled as an individual only if you stop paying premiums on time. Of course, you can cancel at any time.
  • You'll Never Get an Individual Rate Increase

    You will never be singled out for a rate increase. Your rate can be increased for other reasons such as an increase applicable to all persons covered under this type of policy in your state.
  • It's Easy to Apply

    It is easy to get this valuable cancer coverage. Just complete your online application. Your coverage will become effective once we receive your first month's premium and approve your application.

What is not covered

Your policy pays only for loss resulting from cancer, heart attack, stroke or other conditions or diseases directly caused or aggravated by their treatment. Your policy does not cover injuries, or conditions or diseases unrelated to cancer, heart attack, or stroke. This does not pay benefits for cancer that was first diagnosed within 30 days of the date your insurance goes into effect nor does it pay for cancer first diagnosed while your policy was not in force. We will not pay benefits for any person for a diagnosis, or for expense beginning, while that person is not insured under your policy.

"Cancer" means a sickness characterized by an abnormal proliferation of cells which grown in an uncontrolled manner, exhibit invasiveness, and tend to spread to other normal tissues. The cancer can be classified as a carcinoma, malignant carcinoid, sarcoma, leukemia, myelodysplastic syndrome, lymphoma, or other malignant tumor. It can also include the malignant transformation of a previously benign tumor. It does not include pre-cancerous conditions such as leukoplakia, hyperplasia, polycythemia, benign moles, or similar lesions.

"Heart attack" (myocardial infarction; includes ST elevation, non-ST elevation, Q wave and non-Q wave presentations) means the death of a portion of the heart muscle, resulting from blockage of one or more coronary arteries. In order to be covered under this policy, the diagnosis of heart attack (myocardial infarction) must be based on a clinical setting consistent with such diagnosis and either: (a) new electrocardiographic changes consistent with and supporting such a clinical diagnosis of heart attack (myocardial infarction); or (b) a concurrent diagnostic elevation of cardiac biomarkers.

Strokes means a cerebrovascular accident or infarction (death) of brain tissue caused by hemorrhage, embolism, or thrombosis producing measurable, neurological deficit persisting for at least two days following the occurrence of the stroke. Stroke does not include Transient Ischemic Attack (TIA) or other cerebral vascular events. Benefits are payable for confinement in any licensed and accredit hospital. Hospital benefits are not payable for confinement in a hospital or institution or a part of such hospital or institution which is licensed or used principally for the treatment or care of drug addicts or alcoholics, or as a continued or extended care facility, skilled nursing facility, assisted living facility, rehabilitation facility, convalescent home, or nursing home.

* American Cancer Society, Cancer Facts & Figures 2014

** American Heart Association, Heart Disease and Stroke Statistics - 2013

THIS IS A CANCER ONLY, OR CANCER, HEART ATTACK & STROKE COVERAGE.
This policy contains exclusions, limitations, and reductions. Not available in all states.

Underwritten by Mutual of Omaha Insurance Company

Mutual of Omaha Plaza, Omaha, NE 68175

Mutual of Omaha Insurance Company is licensed in all 50 states and the District of Columbia
Policy Form CL10-22990, CHS10-22991, Oregon CL10-23773, Oregon CHS10-23774, Pennsylvania CL10-23559, Idaho CL10-23525, Idaho CHS10-23526, Texas CL10-23499, Texas CHS10-23500, Oklahoma CL10-23457, Oklahoma CHS10-23458, Washington CL10-23503, Washington CHS10-23504, North Carolina CL10-23489, North Carolina CHS10-23490

AFN44023