Privacy Policy

Mutual of Omaha is committed to protecting your privacy.

Mutual of Omaha respects the privacy of visitors of Mutual of Omaha.com and its related sites (collectively “Mutual of Omaha.com”) by disclosing and explaining in this Privacy Policy (“Policy”) how Mutual of Omaha collects, uses and shares information about you from Mutual of Omaha.com and the choices that you can make about the way your information is collected, used and shared. Mutual of Omaha encourages you to read this Privacy Policy and those of all web sites you visit.

The following sections address Mutual of Omaha.com's privacy issues in more detail:

  • Sites covered by this Privacy Policy

    This Privacy Policy applies to all services and sub-sites available under the domain Mutual of Omaha.com We encourage you to read our privacy policy before using the site. By visiting this web site, you are agreeing in advance to the current and future terms of this Privacy Policy. If you do not wish to agree to these terms, you should leave this web site.

  • Types of information collected on Mutual of Omaha.com

    There are two types of information collected on Mutual of Omaha.com: Personally Identifiable Information and Non-Personally Identifiable Information.

    Personally Identifiable Information

    Personally Identifiable Information (“personal information”) is information that identifies you as an individual, such as your name, mailing address, email address, age range, etc. Personal information is only obtained when you voluntarily provide the information to us. Mutual of Omaha uses personal information to better understand your needs and interests and to provide you with better service.

    Once you choose to provide us with personal information, you can be assured it will be used only to support your relationship with Mutual of Omaha. We take seriously the trust you place in us and will not sell, rent or lease your personal information to others.

    Non-Personally Identifiable Information

    Non-Personally Identifiable Information (“non-personal information”) is information that does not identify you as an individual, such as your browser type, IP Address, the URL of the previous web site you visited, etc. Mutual of Omaha may automatically collect certain types of non-personal information from you when using Mutual of Omaha.com. We may also collect non-personal information that you voluntarily provide, such as information included in response to a questionnaire or survey.

  • Why we collect your information

    Mutual of Omaha’s primary purpose in collecting personal information on Mutual of Omaha.com is to provide you with a safe and efficient experience and to provide you with services and features that better meet your needs or requests. We only collect information that we consider necessary for achieving this purpose.

  • How we collect information

    Mutual of Omaha collects data when you provide information to us or through the use of web technology.

    Information Collected Through You

    If you choose to use certain services on Mutual of Omaha.com, we may require you to provide contact and identity information. Where possible, we indicate which fields are required and which fields are optional. If you choose not to use a particular service or feature, you do not have to provide the contact or identity information it calls for.

    Non-Personally Identifiable Information Collected Through Technology

    Cookies:

    Mutual of Omaha.com may use cookie technology to improve your experience on Mutual of Omaha.com and gather data for web site statistical reporting. Cookie technology does not capture your individual email address or any personal information about you.

    A cookie is a small piece of information sent by a web site that is saved on your hard disk by your computer’s browser. It holds information a site may need to personalize your experience (i.e., rotating images on Mutual of Omaha.com home page) and gathers web site statistical data, such as which pages are visited, what is downloaded, the Internet provider’s domain name and country that our visitors come from and the addresses of sites visited immediately before and after coming to Mutual of Omaha.com. However, none of this is associated with you as an individual and is measured only in aggregate.

    To browse without cookies, you can configure your browser to reject all cookies or to notify you when a cookie is set. (Each browser is different, so check the “Help” menu of your browser to learn how to change your cookie preferences.)

    IP Address:

    Mutual of Omaha.com may collect IP addresses for the purposes of systems administration, server problem diagnosis and compiling aggregate information (such as how many visitors logged on to Mutual of Omaha.com). When you visit a particular web page on Mutual of Omaha.com, our servers log your IP address. An IP address is a number that is assigned to your computer automatically when you use the Internet.

  • Who we share information with

    We take seriously the trust you place in us and will not sell, rent or lease your information to others.

    Mutual of Omaha and their affiliate companies employ other brokers and individuals (“agents”) to perform services on behalf of Mutual of Omaha.com. Such agents will have access to personal and non-personal information only as necessary to perform their services for us and are not permitted to use it for any other purpose.

    Disclosure of personal information for legal purposes and protection of Mutual of Omaha.com and others: Mutual of Omaha.com reserves the right to share your personal information with third parties if we believe such action is necessary in order to: (a) conform with the requirements of the law or to comply with legal process served upon us; (b) protect or defend our legal rights or property, Mutual of Omaha.com or our users; or (c) investigate, prevent or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person or violations of the terms and conditions of using Mutual of Omaha.com.

  • Your choices and opting out

    Mutual of Omaha.com will contact you only if you elect to be contacted.

    If you choose to receive email messages, Mutual of Omaha.com may periodically send you email messages describing updates, new features or promotional offers related to this web site. You can choose to stop receiving this email at any time. Simply follow the instructions included in your email or send a reply stating your request.

    If you do not explicitly choose to receive informational emails, the only email messages you will receive from Mutual of Omaha.com will be in response to email inquiries that you send us.

    At any time, you can “opt-out” of receiving direct mail and marketing material from Mutual of Omaha.com, such as product and service updates, by following the instructions included in your email or by sending a reply stating your request, and we will make the requested changes.

  • Children’s privacy

    Mutual of Omaha.com is not intended for use by children. We do not knowingly collect information from children under the age of 13. If we learn that personal information on a child under the age of 13 is collected, we will delete that information from our systems. We encourage parents and guardians to be familiar with the web sites that their children visit.

  • Keeping your information secure

    The security of your personal information is very important to us, and we are committed to protecting the information that we collect. We have security measures in place at our facilities to protect against the loss, misuse or alteration of information that Mutual of Omaha has collected from you at our web site.

    Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100 percent secure. As a result, while we strive to protect your personal information, Mutual of Omaha cannot ensure or warrant the security of any information you transmit to us or from our online products or services, and you do so at your own risk.

  • Acceptance of policy

    By visiting Mutual of Omaha.com, you are accepting the terms and conditions of this Privacy Policy, and we have the right to use your information as described in this Privacy Policy. We reserve the right to modify this Privacy Policy at any time. Your continued use of Mutual of Omaha.com after we either personally notify you or generally post such changes on Mutual of Omaha.com will constitute your acceptance of those changes.

    This Privacy Policy applies only with respect to the information that we collect on Mutual of Omaha.com and not to any information that Mutual of Omaha collects through other methods or sources.

    If for some reason you believe that Mutual of Omaha.com has not adhered to this Privacy Policy, please notify us at one of the addresses below.

  • Changes to statement

    Mutual of Omaha may modify or amend this Privacy Policy from time to time. In an effort to keep you informed of changes to this Privacy Policy, please note that the latest revision occurred in March 2007. Changes to this Privacy Policy will not affect our use of previously provided personal information.

  • Contacting us

    Please note that whenever you submit any information to us in connection with any Mutual of Omaha.com-related services, you consent to Mutual of Omaha’s processing of this information in the United States as necessary to provide the services in which you are participating.

    If you have any questions or comments about Mutual of Omaha.com’s Privacy Policy and/or the way it affects you, please feel free to contact us by:

    • Sending an e-mail request to webmaster@mutualofomaha.com; or
    • Sending a letter via US Mail to:
      Mutual of Omaha Insurance Company
      Mutual of Omaha Plaza
      Omaha, NE 68175
      Attention: Web Master

Underwritten by Mutual of Omaha Insurance Company
Mutual of Omaha Plaza, Omaha, NE 68175
Mutual of Omaha Insurance Company is licensed in all 50 states and the District of Columbia
Master Policy: Form M5ACL-Series 15546
Certificate: Form C5ACL-Series 15547 (or state equivalent) Rider: Form 00J9M 2nd Rev. Policy Form CL120-20902 (or state equivalent), Policy Form CL120-20941 in Oregon.

AFN41205-07